Frugal Christmas Tips | Christmas help low income families

How To Save Money During the Holidays

It seems that each year, the holidays bring not only fun and family gathering but they bring financial stress as well.

To head off this stress, it is a good idea to plan a Christmas budget now during the fall months, so that when the holiday shopping is in full swing, you won't be stressing out over overspending.

There are many categories of holiday purchases that we all make every year.

It is a good idea to make your holiday budget comprehensive enough to include all the ways that you spend money on holiday preparations and Christmas related purchases.

Here are a few ideas about how to set up your Christmas Budget | Christmas help low income families

Start early - ideally you should start in January for each holiday season.

Many of us don't think about Christmas that early.

If you are like most of us, October is when we start to think about the winter holidays.

If you do start early, you can take advantage of those after Christmas sales to make purchases of holiday stables like ornaments, gift-wrap, and party supplies.

Make sure you sock some holiday savings away each month throughout the year so that you can have a Christmas Spending account that won't dig into your regular household account during the holidays.

The last thing you want is to take money away from paying your monthly bills in order to buy presents.

You can open a Christmas Club account at most financial institutions including credit unions that you can designate an amount such as $25, or $50 to come out of your paycheck each month and deposited into this Christmas fund.

You can even set up auto-transfer for each pay period.

Shop for Christmas year-round.

There are many sales events that you can take advantage of throughout the year, saving you money.

Make up a master-shopping list for Christmas that includes each person you need to buy gifts for along with some gift ideas.

Keep this in your wallet or purse all year, so that you can refer to it while passing sales items.

Don't forget about the values you can find online.

You can comparison-shop to discover what stores have the best deals.

When actually making purchases online, don't forget to take shipping into consideration when comparison-shopping for price.

Major stores will often have Internet discounts that are just for their online customers, so check Websites of stores that you frequent most often for these deals.

Save money by baking or making presents for relatives who may appreciate the extra thoughtfulness of these personal gifts.

There may be some people on your list who really do not need or want more "things", but may be happy with the gift of time (running errands for them, or doing yard work, or household chores).

Keep a pocket notebook handy all year and jot down in it whenever someone mentions something they need, or something they see that they would like.

When you notice sales events of these items you can then purchase them at a savings.

This handy notebook will also assure you that you are indeed buying gifts that the recipients will truly enjoy getting.

More Resources for Simplifying Christmas

You can also save money and be unique, by making your own Christmas cards this year.

I have a brilliant pack of 1,500 Christmas royalty free images for only $5 that you can download and use year after year.

They are gorgeous and such fun to use on handmade cards and decorations.

Learning how to keep Christmas simple is a matter of making sure you are organized with your Christmas planning and budgeting every step of the way.

Please visit and enjoy all the great tips and ideas I have put on there to help you enjoy Christmas in a more relaxed way.

What are your tips for keeping Christmas simple and getting into the Christmas spirit early?

To share them with us here just click the COMMENTS link below and tell us your story - thanks!

Click here to post comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Holidays & Seasonal Celebrations.

"Power Tips" magazine is back!
You Get A Free Complete Self Help Report delivered to your email box every edition, plus you get a free PLR article and other great gifts!

SUBSCRIBE BELOW ...  I promise you will want to USE what you learn!

I really want to know what you think of this site, this page, and to hear your tips or suggestions about it.

So please share your story or simply add a Comment in the comment box.

If you feel that the information on this page has been useful to you please give it a Like or share it with your friends - thanks!!

You are a life Saver!!

I recently discovered this site and I can tell you that my life has not been the same. I now come here EVERYDAY and spend at least 1 hour.

I used to spend that time browsing online fashion and beauty magazine which just means that I spend more. Now I have replaced that habit with coming here.

In future I will think about contributing articles as well. Thank you! Thank you!! Thank you!!! and God bless"

Contact Us | About Us | Terms of Use | Privacy Policy | FAQ | Testimonials

Amazon and the Amazon logo are trademarks of, Inc. or its affiliates. As an Amazon Associate I earn from qualifying purchases. Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.